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Blown-in insulation works, but only for unfinished attics. Also, it isn’t the longest-lasting nor the most effective option. For better options, look into spray foam insulation or natural fiber batts. They typically have a longer lifespan, better heat resistance, and stronger sound-proof abilities. Spray foam insulation costs about $1.25 to $1.50 per square foot, but can go up to more than $4 per square foot. Fiber batt pricing varies depending on the material.

EIFS stucco can last 30 to 60 years or more when correctly installed and regularly maintained. EIFS’s lifespan can be significantly shortened by improper installation, moisture intrusion, unfixed damage, and a lack of maintenance. To get the most life out of your EIFS stucco, use an experienced and qualified installer and follow all maintenance and repair recommendations.

PEX pipe does not need to be insulated if passing through interior walls or insulated external walls. However, despite its resistance to cracking, you should still insulate PEX pipe in unheated areas if you experience cold winters in your local area. Otherwise, repeated freezing and thawing may weaken the pipes over time and create the risk of bursting.

Homeowners insurance covers some damage caused by ice dams, but it depends on the type of damage. Insurance policies will often cover things like interior water damage, roof collapse, and actual shingle damage resulting from ice formation, but it depends on your policy. Check your coverage information or contact your insurer to find out what your plan covers. Keep in mind that any damage caused by implementing a DIY solution to remove ice dams likely won’t be covered.