Get matched with top fireplace pros in Skyland, AL

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Typically, a home that has a functioning fireplace will be worth more to a buyer than the exact same home without a fireplace. Having a fireplace is a desirable feature among many home buyers. However, if your fireplace is in poor shape or needs extensive repairs at the time you are trying to sell the home, it may end up detracting from the home’s value in the eyes of buyers, making removal an option worth considering.

Deciding when to replace your fireplace depends on its condition and your preferences. Replacements may be necessary if your fireplace shows extensive damage, safety issues, or inefficiency. Signs include deteriorating masonry, cracked firebox panels, or a faulty chimney. Aesthetic reasons, such as outdated design, can also drive replacement. Wanting something more sustainable and energy-efficient is another good reason to replace your old fireplace.

In most homes, your chimney and HVAC are separate from each other. However, you can use your chimney to save on heating costs in the winter. Turn off your HVAC system and start a cozy fire, then watch the electric bills drop during the coldest months. Make sure your flue is closed when not in use so that you don’t end up pumping heat or cool air from your system outside.