Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Can foundation issues cause ceilings to collapse?

• <div><p>Yes, foundation problems can cause ceilings to collapse or even your whole house to crumble. Left unaddressed, natural sinking can build up and eventually harm your home’s supporting structure, such as walls, beams, and frames. Your basement ceiling may be the first place to look for signs of a ceiling collapse caused by foundation problems. </p></div>

How do you test for foundation problems?

• <div><p>You can use a level or straight-edge to test for plumb foundation walls and a level slab, a level or a ball to check for sloping floors inside your home, and a hygrometer to look for moisture in your underhome area. Aside from these DIY tests, it’s important to get a foundation repair specialist or structural engineer to test the foundation to see if it’s supporting your structure properly. They can determine if the loads on the concrete are uneven or need reinforcement.</p></div>

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Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: What is the lifespan of a foundation?

• <div><p>Home foundations are designed to last a lifetime when properly constructed and well-maintained. A poured concrete slab can last 200 years, while concrete blocks can last 80 to 100 years. A pier foundation can last about 75 years. Brick or stone walls can last 100 years or more.</p></div>

Q: What are the most cost-effective foundation repairs?

• <div><p>The most cost-effective foundation repair is using <b>masonry patches and sealants</b> to seal foundation cracks and offer some support to prevent further damage. These methods are used to fix minor foundation cracks quickly. However, they&rsquo;re not suitable as a long-term solution, and they only offer minimal stability. On average, masonry patches and sealants cost <b>$500</b>, but a sealant like an epoxy crack injection can total <b>over $2,000</b>. If you&rsquo;re handy and only looking for a temporary solution until you contact a local foundation repair contractor for a more permanent one, you can save hundreds by DIYing this repair.</p></div>

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Verified Reviews for Concrete Repair pros in Luverne, AL

*The Angi rating for Concrete Repair companies in Luverne, AL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

*The HomeAdvisor rating for Concrete Repair companies in Luverne, AL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Concrete Repair needs.

Last update on November 23, 2025

Reviewed in October 2024
Ru Repairs was very knowledgeable and efficient.
Ru Repairs
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Reviewed in August 2024
Andrew did a whole house remodel for me. He took it down to the sheetrock and concrete floors. A major overhaul was needed. Moved walls, doors and windows, and major sheetrock repair, and painting. He is a hands on contractor and very efficient. He helped me decide what was needed and what...
Mighty Oak Contractors LLC
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Reviewed in May 2023
We have a commercial rental property that he has done repairs to roof, pressure washed concrete side walks, repaired walls, painted and other maintenance jobs for. He gets you a quote fast and does the work quickly. Have used him a couple of times and will use him again when needed
Andrew Muncey's Home Repairs
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Reviewed in May 2022
Mr. Reyes and his team came in and added width to a too narrow driveway. In doing so, They showed us how it how it should have been done in the first place! Truly wonderful experience. For any concrete needs we have in the future , we already know who we are going to hire.
Prime Concrete Solutions LLC
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Reviewed in March 2021
This is the worst roofing company you could ever attempt to hire. When I say attempt to hire, that is exactly what I mean. I tried to hire this company a couple of years ago to repair my concrete tile roof leaks. Jeff came to my house and gave me a quote of over $13,000, and I agreed to use...
Hinkle Roofing
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Reviewed in September 2016
Excellent! The work was done in a few hours over two days. One to build the form and pour the concrete. Came back the next day to remove the form. Looks great!
Cane Creek Concrete Inc
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Reviewed in July 2015
Extended delay in doing work, slow to respond to phone call/text message, did not blow off all concrete areas and left grass clippings on screened porch.
C & L Landscaping & Lawn Care
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Reviewed in January 2014
Technician arrived within the time frame targeted, repaired a gasket and all worked out well.
Mr. Appliance Over the Mountain
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Reviewed in February 2013
Concrete Formed Walls was one of three concrete contractors I had price my new house basement walls and slab. They were the only contractor that actually came out and looked at my project prior to placing a bid. They were courteous and professional and provided a verbal quote within two or...
Concrete Formed Walls Inc
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Flores Concrete

5.00(

)

•Approved Pro

Flores Concrete

5.00(

)

•Approved Pro

Recommended by 100% of Angi customers

42 local quotes requested

Flores Concrete is a trusted provider of high-quality concrete services, specializing in both residential and commercial projects. With a focus on precision and craftsmanship, they offer a wide range of services including concrete driveways, sidewalks, patios, foundations, and decorative concrete solutions. Whether it's a small repair or a large-scale construction project, Flores Concrete is dedicated to delivering durable, aesthetically pleasing, and reliable results. Their team of experienced professionals works closely with clients to ensure every project is completed on time, within budget, and to the highest standards of excellence. With a reputation for integrity and attention to detail, Flores Concrete is the go-to choice for all your concrete needs. Call or 'click' for a FREE estimate today!

"Loved my driveway!!! Were very fast and organized"

Lorena O on February 2025

"Loved my driveway!!! Were very fast and organized"

Lorena O on February 2025

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Concrete Driveways & Floors Installation

Concrete Flatwork Repair & Resurface

Handyman for Multiple Small Project Service

Verified Reviews for Concrete Repair pros in Luverne, AL

Find Concrete repair specialists in Luverne

Flores Concrete

Flores Concrete

R&M Building and Remodeling

R&M Building and Remodeling

Reeves & Son

Reeves & Son

C&C Construction Inc.

C&C Construction Inc.

USA Roofing LLC

USA Roofing LLC

Rural South Construction

Rural South Construction

Restoration Plus+

Restoration Plus+

Stampede Concrete

Stampede Concrete

A & P Services

A & P Services

A & S contruction

A & S contruction

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