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A contractor specializes in a specific field. They often operate in teams where they have subcontractors to handle specialized problems. So if you have significant plumbing, drywall, or roofing issues, you’ll want to hire a contractor, as the job may require a team.

A handyperson is typically one person who works on whatever jobs come their way. You wouldn’t call a contractor to fix the hinges on cabinets or paint your room. Instead, a handyperson can handle all these issues, saving you from making multiple phone calls.

Tipping contractors, builders, or general contractors is not customary or expected. Unlike many service professions where tipping is built into the payment structure, construction professionals typically charge a full rate for their services. However, you may choose to tip a worker for exceptional service, such as if they go above and beyond, stay late to meet a deadline, or work on a holiday weekend. Before offering a tip, it's a good idea to ask about the company's policy, as some prohibit their employees from accepting gratuities. If you want to show your appreciation for a job well done without giving a cash tip, consider writing a positive online review or offering to serve as a reference for potential new customers.

Before hiring a handyperson, it's important to ask several questions to ensure they are the right fit for the job. Key areas to cover include their experience, logistics, and job specifics.

Experience and Qualifications:

• What kind of work do you specialize in?

• How long have you been doing this kind of work?

• Are you licensed and insured?

• Do you have references?

• Can you provide before-and-after photos of your work?

Estimates and Contracts:

• Do you charge for estimates?

• Will you provide a written estimate and contract?

• Does the estimate cover both labor and materials?

• How much do you expect materials to cost?

Project Details and Guarantees:

• When can you start the job, and how long do you expect it to take?

• Do you provide a guarantee for your work?

• Will you handle cleanup and waste disposal after the job is finished?

• Do you have any questions about the projects on my list?

Many contractors prefer checks because they’re easy to track and have no associated fees. However, many also accept credit cards (though they might add a fee to cover their processing costs).