Can you apply for a homeowners insurance policy without an inspection?

• <div><p>Yes, you can get a quote from a home insurance company without an inspection. However, if the insurer mandates one, you may have to determine <a href="https://www.angi.com/articles/who-pays-for-the-home-inspection.htm">who will pay for the inspection</a> and submit it with your application so they can provide you with an accurate quote. </p></div>

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Q: Does the homebuyer pay for the home inspection?

• <div><p>As a home seller, you may want to conduct a pre-listing home inspection to help you finalize a fair asking price for your property. In most cases, though, the homebuyer pays for the inspection. This allows them to make an informed decision before proceeding with any purchase. The inspection is done before the deal is closed, and the buyer pays the inspector shortly after they submit their report.</p></div>

Q: Will a bank finance a house with foundation problems?

• <div><p>It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won&rsquo;t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing. </p></div>

Q: Will homeowners insurance cover sagging floors?

• <div><p>It depends on the reason for the sagging floors, but since sagging floors are usually a sign of foundation damage that you could have avoided, chances are your homeowners insurance policy will not cover the necessary repairs. Not only that, but your provider likely won&rsquo;t cover the actual foundation damage that is causing the issue either, as it&rsquo;s considered an avoidable type of damage, and negligence isn&rsquo;t covered by most insurers.</p></div>

Q: Why is routine home maintenance required?

• <div><p>Without regular proactive maintenance, your home and the things in it will wear out, break, or otherwise deteriorate much faster than they would with routine maintenance. Regular home maintenance also helps to prevent major problems down the road. For example, regular gutter cleaning will help avoid roof and foundation problems caused by pooling water and improper drainage. </p></div>

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Verified Reviews for Chimney Inspection pros in Butler, AL

*The Angi rating for Chimney Inspection companies in Butler, AL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Chimney Inspection needs.

*The HomeAdvisor rating for Chimney Inspection companies in Butler, AL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Chimney Inspection needs.

Last update on December 02, 2025

Reviewed in May 2023
Mike was great to work with! He was very thorough with his inspection and took the time to explain the different conditions he was seeing. I definitely recommend Mike and would use him again!
Newman Home Inspections, LLC
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Reviewed in August 2022
She came in and went right to work and didn't stop til she was finished. Friendly and contentious. I will use her again when the next housing authority inspection comes up.
R&B Janitorial
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Reviewed in February 2022
Robert did a great job and was super friendly. He provided us with a thorough and detailed inspection for our house under contract. He worked around his schedule to get it done as soon as possible! Definitely recommend to any who need an inspection or similar services!
Advanced Home Inspection Services LLC
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Reviewed in May 2017
The company called to let me know that the technician was on his way and he arrived within the time frame specified. Mark Smith was courteous, professional and efficient. He inspected, cleaned and tested the A/C system and made sure everything was operating properly before he left. We have used...
Norrell Service Experts
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Reviewed in December 2013
The home inspection went very well; therefore, I was able to receive a notification by via-phone to address the findings as well as received documentation of their findings. Very professional guys.
Westbrook Homes, LLC
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Reviewed in March 2013
I contacted this company to inquire about a mostly general, overview type mold inspection of a home, specifically related to attic / crawlspace. Service was courteous and respectful from start to finish. Mr. Ramey arrived very punctual at appointed time. After gathering some information, Mr....
Mold and Mildew Solutions llc
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Reviewed in December 2012
This company is fantastic. Their servicemen are professional, thorough and knowledgeable. The serviceman that did the work prepared a detailed set of notes on my work order letting me know exactly what he did, inside and out. He even let me know I had some potential areas outside and on the...
Clean Sweep Chimney Svc Inc
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Reviewed in September 2012
This was a great experience. Mr. Larry Brooks and AlaTech Home Inspection Service was the only inspector I could find to service my area. He had to drive around 3 hours to my location but he was happy to do so. It only cost $350 for a full inspection and it was well worth it. He inspected...
Alatech Home Inspection
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Reviewed in June 2011
They are always on time and on budget. They passed the city inspections. I have used them a couple of times. They have done a great job.
Southern-Home Structural Repair Specialists
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Joyful Cleaning

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Joyful Cleaning

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My name is Ginger. I am looking for work to supplement my income. I have years of experience in cleaning homes, restoration cleaning and cleaning for businesses. I am detailed and can take instruction on what wants to be done. Im available during the week and some weekends. Thank you for your consideration.

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Handyman for Multiple Small Project Service

Maid Service

Electrical Switches, Outlets & Fixtures Install or Repair

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Joyful Cleaning

Joyful Cleaning

A & P Services

A & P Services

Watleyconstruction

Watleyconstruction

McNeals Home Improvement

McNeals Home Improvement

Handy Solutions LLC.

Handy Solutions LLC.

The Fireplace Service Company

The Fireplace Service Company

Gray Construction & Design

Gray Construction & Design

Heath Chimney Services

Heath Chimney Services

JD Construction Services

JD Construction Services

Miller Electric and Construction

Miller Electric and Construction

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