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Home Warranties questions, answered by experts

The good news is that most home warranty plans cover hot water heaters, regardless of whether you have a tank or a tankless model. Your hot water heater should be covered by your home warranty because it's considered an essential home appliance.

Yes, often using a professional installer ensures compliance with warranty terms.

Many policyholders wonder if home warranties will cover pest control services. Unfortunately, for most basic plans, they don’t. However, some companies offer premium plans and add-ons that can cover pest control, but even these will often come with limitations. It's crucial to review the specific details of your home warranty policy to determine if pest control is covered and to understand any limitations, such as maximum payout amounts or specific pest exclusions.

In most cases, homeowners insurance will cover an AC replacement if it was damaged due to a covered peril—such as theft, fire, or storms. So, if your air conditioner needs replacing due to regular wear and tear, your insurance company probably won’t pay for a new one. However, home warranties often cover HVAC repairs and replacements.

A roof certification is a bit like a warranty, but it doesn’t involve the installation of a roof. You will receive a roof certification after a roof repair job. The roofer gives you a limited warranty, guaranteeing the work for a period of time, usually a year or more. This can be helpful if you’re trying to sell your home after completing roof repair work.

The roof warranty is part of a new roof installation. It protects you against defects in the materials for usually 20 years or more. Many roof installers include workmanship warranties, which protect you against installation errors, for about five years or more.

The Valdez, AK homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

  • Mother cooking with her daughter

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.