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Last update on December 06, 2025

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Home Warranties questions, answered by experts

Without regular proactive maintenance, your home and the things in it will wear out, break, or otherwise deteriorate much faster than they would with routine maintenance. Regular home maintenance also helps to prevent major problems down the road. For example, regular gutter cleaning will help avoid roof and foundation problems caused by pooling water and improper drainage. 

Many policyholders wonder if home warranties will cover pest control services. Unfortunately, for most basic plans, they don’t. However, some companies offer premium plans and add-ons that can cover pest control, but even these will often come with limitations. It's crucial to review the specific details of your home warranty policy to determine if pest control is covered and to understand any limitations, such as maximum payout amounts or specific pest exclusions.

Reputable home warranty companies don’t have hidden costs, but it is important to understand the structure of your agreement and home warranties in general before signing up for one. The most significant and predictable cost you’ll incur is the monthly price. In addition to that, you’ll have to pay the service fee—an average of $85—every time you need to call in a professional for a repair or replacement. The service fee is usually much less than the repair or replacement would otherwise cost, but it’s worth considering in your total.

Every home warranty is different but a majority of them cover appliance repair and replacement, provided the issue arises from normal wear and tear. Make sure you check your plan however as some will only cover new appliances which can be aggravating, as new appliances usually come with their own product warranty, whereas the warranty for an older appliance may have long since expired. Check with your home warranty company to see if an old appliance is covered before calling a professional appliance repair person.

It depends on the specifics of your warranty. The motor is likely not covered if you’re working with a limited warranty. The same goes for other components like the compressor and evaporator coil. Some extended warranties will cover the blower and fan motor, so read the fine print before signing up. Additionally, the manufacturer may offer a warranty for the parts, including the motor, though there’s likely to be a strict time limit for this coverage.

The Dillingham, AK homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

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  • Mother cooking with her daughter
    Dan Simms
    •

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.