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While it can be difficult to identify a bad foundation at first glance, look for large horizontal cracks, discoloration, bulging basement walls, or signs of water damage. You may also see large gaps between the home and the foundation on the outside or signs of pooling water from a recent storm.

Some foundation repairs are permanent, like underpinning and exterior drainage systems like the French drain. These fixes address the underlying problems—insufficient support from the soil and hydrostatic pressure on your foundation walls, respectively—so they can last for many decades, making them “lifetime fixes.” There are other solutions to address these issues that will last for up to a decade, making them temporary. These include slabjacking to raise concrete slabs back into place and dampproofing to reduce the water in the soil that interacts with the concrete foundation.

No, foundation repair is not usually covered by home insurance. Most home insurance companies typically consider foundation repair as part of your home maintenance, so they won’t cover the cost. However, foundation damage is sometimes caused by covered events such as a burst pipe or a house fire. In these cases, repairs may be covered.

Yes, it is normal for a block foundation to crack. Some block foundation cracks are more serious than others and indicative of a larger structural problem. On the other hand, minor cracks may not be of immediate concern but should be monitored. Regardless, foundational cracks are not an uncommon response to wear on a structure from time and weather.