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Last update on January 21, 2026

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Skylights questions, answered by experts

Skylights might sometimes increase your homeowners insurance premium, but the increase is usually minimal. Some home insurance companies won’t adjust your premium with the addition of a skylight, so you can contact your insurer or your professional skylight installer to ask about any expected changes. It’s crucial to have an expert install the skylight, as insurance companies may not insure your roof or cover water damage that results from a non-professional skylight installation.

The type of lighting you choose can have a big part in the aesthetic and function of your space. Ambient lighting refers to indirect or diffused lighting that evenly reaches most areas of the space. Task lighting illuminates specific areas, such as a workspace. Accent lighting draws attention to details in your home, and decorative lighting draws attention to itself.

When planning out skylights and deciding how big they should be, it's important to look at the dimensions of the interior space. In addition to changing a room aesthetically, skylights influence the illumination and temperature of the space below. The U.S. Department of Energy recommends that a skylight’s size should never be more than 5% of the floor area in rooms with many windows.

Many homeowners love the appearance of skylights and the convenience of having unhindered access to natural light without compromising your privacy or security. Provided an experienced window professional installs your skylights, buyers will likely see them as more of an asset than a liability, which means they might be willing to pay more for your home. Skylights that open can also provide additional ventilation, and they’re particularly useful in hotter climates, where hot air inside your home can easily escape out of the ceiling where it normally accumulates.

Skylights last an average of 15 years before requiring repairs and upgrades. If you're experiencing multiple issues with an older skylight, it may be time for a replacement. In most cases, however, professionals will be able to repair or replace individual parts of your skylight for less, such as the glass or the flashing.

The Chugiak, AK homeowners’ guide to skylight services

From average costs to expert advice, get all the answers you need to get your job done.

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