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Last update on November 07, 2025

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Home Warranties questions, answered by experts

Yes, many repairs include warranty service if the unit is still under coverage. Confirm with your provider.

Many benefits come with buying a home warranty when selling your home, but there are drawbacks to consider, too. 

Pros

  • Peace of mind of home repair coverage

  • Incentive for buyers

  • Transferability to new owners

  • Prevent post-sale issues

Cons

  • Expensive cost

  • Exclusions of certain features or appliances

  • Coverage limits

  • Often difficult to understand

  • Potential wait for claim service 

Homeowner’s insurance will usually cover damages caused by contractors, but it won’t cover repairs if a contractor does poor work. If a contractor completes a job and you’re unhappy with the results, your best option is to have a civil conversation with the contractor about the issues. Reputable professionals may be willing to address your concerns at no additional cost or work out another resolution.

While a work warranty covers contractor repairs post-construction, a home warranty acts as a safety net against future breakdowns and unexpected expenses. Home warranties provide discounted repairs and replacements for essential home systems like plumbing and electricity in exchange for an annual fee.

While home warranties can provide a welcome safety net to some homeowners, they’re not a guarantee. The cost of a home warranty might not always be worth it. Other homeowners may be better off stocking away those funds in an emergency savings account in order to cover the cost of unexpected home repairs.

Yes. If the seller includes a kick-out clause in the contract, they can accept another offer while contingent.

The Chugiak, AK homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

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  • Mother cooking with her daughter
    Dan Simms
    •

    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.