Who Pulls Permits: Homeowner or Contractor?

Obtaining a building permit is easier than you think

contractor discussing plans with homeowners
Photo: skynesher / Getty Images
contractor discussing plans with homeowners
Photo: skynesher / Getty Images
Highlights
  • Your contractor should pull the permit; refusing to do so is a red flag.

  • The average building permit costs $1,650.

  • Not obtaining a permit can incur fees and jeopardize your insurance policy.

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Embarking on a house project is nerve-wracking on its own, but understanding building permits and the costs associated with them? Just one more hurdle you must leap. But don’t sweat what could be a simple process! 

When it comes to permitting the work, your contractor will usually include that cost in their project bid and obtain the permit themselves. For DIY projects, you can apply for a permit through your city, if you need one.  Here’s what you need to know about paying for building permits—for any project!

Contractors Pull Permits, Homeowners Pay 

A licensed, reputable contractor includes permitting as part of the project costs when they submit a bid for a job. Though you pay for the permit as part of your project cost, your contractor will pay the city and obtain the permit themselves. Going this route ensures your contractor is held liable for the work should a problem occur down the road. If you pull the permit, the responsibility falls on you.

A contractor who refuses to pull permits themselves, or claims it’s not necessary for them to pull the permits at all, is waving a definite red flag. If this happens, reconsider their involvement in your project.

Various state regulations require contractors to pull permits. California, for example, mandates that anyone who works on your home must be licensed by the Contractors State Licensing Board (CSLB) if the project is over $500. Check the requirements where you live before starting your project.

Why Wouldn’t a Contractor Want to Pull a Permit?

If your contractor is hesitant to pull a permit, there’s a good chance they’re either unlicensed or have had problems working with the city, both of which are bad signs. 

A city inspector will inevitably visit your property to inspect the work, and when they do, they will direct their questions to the person whose name is on the permit. These questions can get pretty technical, so your contractor should be the one to answer them.

Check Their Licensing

The bottom line when hiring a contractor? Do your research and check their:

  • Contractor licensing

  • Online reviews and recommendations

If someone gets injured on the job or costly repairs are needed later, a licensed contractor will bear the responsibility. Confirming important documentation can save you a headache down the road.

Paying for Building Permits When Starting a DIY Project

Permitting for DIY projects works a little differently because there’s not a contractor involved. Fortunately, permitting is a simple process. Just keep a few things in mind, like:

  • Not all projects require a permit; permitting ordinances vary by municipality

  • If your project needs a permit, you should apply for the permit through your city

  • Even DIY projects require a site plan to show proposed improvements to your property. A draftsperson or blueprint designer can help you create a detailed site plan.

How Much Do Permits Cost?

Permit costs vary by city. Some cities charge 1% of the total remodel costs, while some charge a flat rate depending on the project. 

The national average cost of a building permit is $1,650, but will vary greatly depending on where you live and the type of project.

What If I Don’t Get a Permit?

Skipping the permit can be tempting in places where unpermitted work is commonplace. However, there is a whole slew of consequences that can come from not obtaining a permit, including:

  • Incurring fees or fines

  • Having your project shut down

  • Hosting an unsafe environment for workers

  • Losing your homeowners insurance coverage

  • Jeopardizing your ability to sell the home in the future

If your municipality finds out that you’re doing unpermitted work, they’ll require you to get a permit in addition to paying any fees associated with skipping this in the first place. It’s best to spend the money to acquire a building permit during your project planning stage. This way, you can avoid the hassle and keep your project safe: a win-win for everybody.

Frequently Asked Questions

No, squeaky floors do not always indicate structural damage related to a shifting foundation or subfloor damage. However, they may indicate underlying issues like loose subflooring, joists, or floorboards. While many squeaks are harmless, persistent noise could point to more severe problems besides being extremely annoying. It's always best to have a professional inspect your floor to determine the root of the issue.

Yes, carpenters can fix squeaky floors. They have the expertise to identify the source of the squeak, whether it’s loose floorboards, subfloor issues, or joist problems. These experts also have the right tools and hands-on knowledge to secure the flooring and eliminate the noise, ensuring a long-lasting solution.

While it may not always be ideal, you can fix a squeaky floorboard without removing the carpet. Pros use specialized carpet screws and drive them through the carpet into the subfloor, securing floorboards. They may also use nails instead of screws if they suspect the pile will get caught in the screw. While some types of carpet will hide the screws and nails, a low-pile carpet may not.

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