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Fireplace inserts have several potential disadvantages. The cost of the insert and its installation can be a significant investment, as the process can be complicated and expensive, particularly if modifications to the existing fireplace are necessary. Aesthetically, some people find that inserts lack the traditional look and authentic ambiance of an open, crackling fire. There are also ongoing costs for maintenance, cleaning, and fuel. Fuel type can be a limitation; for example, an insert may be unusable if you don't have access to its specific fuel source. Maintenance and repairs can also require specialized services, especially for gas or electric models. Finally, while an insert is more efficient than an open fireplace, it may not heat a home as evenly as a central HVAC system.

To ensure your wood stove heats the whole house, measure the square footage of your home and choose a wood stove designed to heat that amount of space. More efficient wood stoves, such as those made of soapstone or those with catalytic combustors, can more easily heat larger spaces for less money.

The most common sign of a carbon monoxide leak is the visible black soot marks on the walls near your wood stove. An excess accumulation of smoke in other rooms of your home could also indicate that your wood burning stove is leaking carbon monoxide. If you notice either of these signs or are still unsure, it’s best to leave the premises and contact your fire department to check your home’s levels. 

A properly constructed and maintained chimney crown can last 50 to 75 years. However, its lifespan can be significantly shorter—20 years or less—if it was poorly constructed, improperly installed, or damaged. Factors like using the wrong materials or failing to prepare the brick around the flue can lead to moisture buildup and premature breakdown, potentially resulting in a more costly rebuild.