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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

Vinegar can be an insect repellant, as many bugs find its scent off-putting. However, vinegar is acidic and may also cause damage to any plants it comes in contact with. If you'd like to use vinegar to deter pests in your garden, be careful not to spray it directly on the plant's leaves or stems.

It's also worth noting that vinegar's effects can be short. To continue to repel bugs, you'll need to spray vinegar repeatedly. 

Hazing is an effective strategy for keeping foxes away from your yard because these wild animals are usually scared of people, loud noises, and sudden movements. If you have a large dog patrolling the yard, that’s also usually a powerful deterrent for foxes. You can also use hazing to keep badgers away from your yard, along with pests like raccoons and coyotes.

Scent deterrents like ammonia, vinegar, mothballs, and pepper can help keep coyotes away, but these are best used in tandem with other preventative measures. Remember that ammonia and vinegar can kill your plants and/or grass, so it’s best to soak rags in these substances or spray them on hardscaped areas to avoid damaging your landscape.