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No, pest control is not covered by home insurance. This is considered routine maintenance that is the responsibility of the homeowner. Although this may be discouraging news, don’t let it deter you from taking care of your home so you can prevent pests from entering and becoming a bigger nuisance. Otherwise, you may have a bigger problem on your hands that you’ll also have to cover out-of-pocket.

The best way to deal with a rodent problem is to avoid it in the first place. One way to do that is to make your home smell uninviting to them. Here are some household products that can repel rodents. When using oils, try soaking a cotton ball in the stuff and leaving it in places rodents frequent:

• Peppermint oil

• Eucalyptus oil

• Cinnamon

• Vinegar

• Cedarwood 

• Cloves

• Garlic

• Chili oil/powder

• Cayenne pepper

A temperature of 131 degrees Fahrenheit for 72 minutes will kill bed bugs. Research suggests several different ranges, but many suggest starting at 120 degrees Fahrenheit and maintaining that heat for at least two hours. Steam cleaning is an exception because steam comes so hot it can quickly kill bed bugs and their eggs, making it a good option for fast extermination.

Grass spiders, also known as funnel-web spiders, are the culprits here, building small webs directly into the grass to catch any insects that have the misfortune of crawling too close. They are often confused with wolf spiders, as the two species look nearly identical, but grass spiders are actually great helpers in maintaining your lawn.