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Yes, you will want to confirm that the tree removal company is properly insured before proceeding with hiring them for the job. Look for a tree service company with both general liability and workers’ compensation insurance to protect you and your home from potential damages. Do not hire a tree removal company that cannot provide proof of insurance.

Grinding is a more efficient way to deal with a tree stump, although it won't remove it entirely. Even if you grind your tree stump down, the root system will still remain in place, though that will likely eventually rot. Grinding a stump will also produce chips that you can use as mulch or to cover up the hole that the process leaves behind.

Most tree surgeons cost around $100 per hour or between $70 and $200 per hour for their services. You might get flat fees for more straightforward services, like a tree assessment, tree removal, stump grinding, and one-off treatments, but many times, treatments for tree diseases or pests will be charged based on an hourly rate or a per-visit rate. Since the cost of a tree surgeon can vary widely, it’s best to speak with an arborist near you to get an idea of what your particular issue will cost to correct.

In nature, there are many things that can cause a tree to die, including diseases, insects, and natural disasters such as fires or droughts. Non-natural methods of killing a tree include herbicides or manual intervention, such as cutting it down. Consult a tree removal professional about your options for naturally killing a tree.