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There are many ways to cut through roots when digging, especially if your trencher doesn’t seem to be removing the roots. First, use a shovel to expose the roots. Then, use gardening shears to clear out smaller roots or a reciprocating saw to remove larger plant roots. If you plan on keeping the plant, avoid cutting any roots over 2 inches thick.

Once you confirm a tree is dead, you should remove it. Dead trees eventually fall, and larger trees in particular can cause damage to rooftops, fencing, flowers, and other objects. As we mentioned, letting decayed wood stay in your yard also invites risks to the surrounding landscaping and vegetation.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

State and local laws vary, but in most cases, you are allowed to trim any branches from your neighbor's tree that cross your property line. However, it's important to ensure you do not damage the overall health of the tree in the process. Removing branches incorrectly can jeopardize the health of the tree and could lead to you being on the hook to replace it.