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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

It is possible to remove a stump yourself, but it’s an extremely labor-intensive job and often requires special equipment that is expensive to rent. Instead, you could pay a stump removal professional $200, while you’d pay around the same price to rent a stump grinder for the day. Stump removal also takes DIYers hours in most cases, so paying for a specialized company to remove it quickly and accurately is almost always worth it.

The fastest way to remove a tree stump is by burning it or grinding it. You can rent a stump grinder and do the job yourself or hire a local arborist or landscape specialist. Before burning a stump yourself, be sure to check local burn laws. Drill holes in the stump, fill them with vegetable oil, and wait 24 to 48 hours. Add charcoal bricks to the surface, then light the fire. Attend the fire at all times.

Yes, forestry mulching can grind stumps, but the level of effectiveness depends on the equipment used. Drum mulchers can break down smaller stumps, but larger or deep-rooted stumps may require a dedicated stump grinder for complete removal. If full stump removal is necessary for replanting or construction, additional excavation may be needed. Always check with your forestry mulching provider to confirm whether they offer stump grinding and if their equipment is suitable for your specific needs.