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Leaf Removal questions, answered by experts

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Dead trees are structurally compromised and prone to branch or trunk failures—falling limbs or the entire tree can pose significant safety risks to people, nearby structures, and vehicles. In addition, dead trees can harbor termites and other pests, which may spread to other trees or even your home. Dry, dead wood is also highly flammable, increasing the risk of fires spreading to homes and across landscapes.

While you can leave roots in the ground, if you don’t want the shrub to regrow again over time, it’s best not to leave any roots behind. Ensure you remove as much of the shrub as possible, including the root ball and any main roots you can see, to prevent new growth. Some gardeners opt for using a chemical treatment to prevent the stump from growing back, but this can kill beneficial microorganisms living in your soil.

The average cost of tree removal is $750, though prices can range from $200 to $2,000, depending on factors like the tree’s size and species. Some species, such as aspen or pine, have complex root systems that can drive up the cost of removal. Aside from planting the tree itself, you’ll see additional costs from obtaining a permit, cleaning up the area, and removing debris. Additionally, plan to budget an extra $100 to $150 for stump removal.

If you have a large number of leftover roots, shrub branches, rocks, and soil to remove from your stump removal project, you may need to call a professional junk removal service. A small truckload of junk removal costs between $75 and $125 to haul away. You may also have a free composting center in your area where you can haul the materials on your own.

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