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Fire Pit Installation questions, answered by experts

Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

No, but they both serve distinct life-saving purposes. Smoke detectors primarily sense the presence of smoke, typically caused by a fire, and emit loud alarms to alert occupants to evacuate. In contrast, carbon monoxide detectors monitor the levels of carbon monoxide gas, an odorless and colorless but deadly substance produced by incomplete combustion of fuels. When CO levels become dangerous, CO detectors sound alarms to warn inhabitants of potential poisoning risks. 

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

You can fireproof an existing door to some extent, but it's better to remove the old door and replace it with a fire-rated model. Anything dealing with extreme heat needs rigorous testing and a door you DIY fireproof will not undergo the same safety measures as a premade one. Consider a door with a rating of at least 30 minutes or more in residential areas.

The most common causes of kitchen fires are leaving cooking food unattended, frying food with excessive amounts of oil, and leaving flammable objects near the stovetop.

The Mount Clare, WV homeowners’ guide to fire pit installation services

From average costs to expert advice, get all the answers you need to get your job done.