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The life expectancy of a gunite pool is about 100 years or more with proper care. Clean your pool at least once a week and plan to resurface it every five to seven years. For winter, close down the gunite pool but don’t drain it. And you can increase your gunite pool’s longevity by repairing any damage and addressing any issues as soon as you notice them.

Gunite pools are not exactly easy to maintain—but we wouldn't call them "high maintenance." It's one of the longest-lasting pool options, but its porous surface does require a lot of care. You’ll need to thoroughly clean the pool often to prevent stubborn algae growth, and the pool will require higher chemical levels to keep it clean. 

Yes, salt water pools are more expensive than chlorine-based pools because they require a more complex system than traditional, chlorinated pools. This added complexity means more skilled labor and a higher investment upfront. Also, if you need to repair a salt water pool, finding a contractor with the needed experience is generally more time-consuming.

Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.