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While water bugs are considered generally harmless to humans, they can bite humans if threatened. Cockroaches are often incorrectly mistaken for water bugs. In this case, cockroaches can bite but are unlikely to bite humans. 

Water bug bites can be very painful and cause symptoms such as redness, swelling, and allergic reaction. Bites will usually heal on their own. However, if you experience severe symptoms or an allergic reaction, seek medical help immediately.

If the cat is stray (you noticed a collar or other signs of domestication), the kind thing to do is to try and find the owner. Call around to other neighbors to see if they can lead you in the right direction. If you can get close enough to snap a picture, try posting an image of the cat to local community groups and pages on social media. 

If the cat is feral, you can try to humanely trap them and participate in a local shelter’s TNR program. Before attempting capture, call around to local rescues and shelters to make sure one near you does participate in a TNR program. They may even be able to catch the cat for you.

Roaches may not be quite as common on the top floors of a home, but they can easily climb up there if they want to. Second stories are less likely to have food sources and somewhat less likely to have moisture issues, so most roaches are attracted to bottom levels first. However, humid attics and similar spots can help roaches thrive.

If your house is full of things that attract spiders, you’re more likely to have a population explosion. When you have lots of cracks leading to warm, secure spots in your home, why wouldn’t they want to come in? Especially if your home has plenty of other meal-ticket insects, like flies, roaches, and fleas. Sealing up obvious cracks and gaps and keeping your house bug-free makes it a less appealing place for spiders.