Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered a greater liability due to their potentially hazardous nature, and the added replacement cost of the pool is factored into your home's rebuilding cost when considering coverage limits. The amount of the increase can range from as little as $50 to a few hundred dollars more per year, depending on your insurance provider, location, current coverage, and the safety features installed. Before building a pool, it is highly recommended to contact your insurance agent to get an estimate, discuss their specific guidelines and requirements, and factor the increased premium into your total pool installation costs.

There are pros and cons of in-ground vs. above-ground pools, which you should consider when choosing the pool of your summertime dreams. Some factors to think about include: 

• Above-ground pools are semi-permanent and movable, whereas in-ground pools are permanent structures.

• In-ground pools are more expensive to install than above-ground pools. 

• It takes one to three days to install above-ground pools and several weeks for an in-ground pool install.

• You can install an above-ground pool in smaller yards, but you need plenty of space for an in-ground pool.

If you have a smooth, already bonded concrete surface, painting a concrete pool deck can be a great way to brighten up the area and add longevity. If the surface has another covering or a different type of paint has been used previously, you won’t be able to paint it without removing the existing coating. Wooden decks benefit from painting as it helps to keep them watertight. Quality pool deck paints also help make the surface less slippery and less likely to gather mold and mildew or prematurely crack.

You should add one 3-inch chlorine tablet for every 5,000 gallons of water in your pool. If you have a smaller pool, it’s better to use 1-inch chlorine tablets so you don’t accidentally add too much chlorine. Alternatively, you can add two to three ounces of powdered chlorine or half a gallon of liquid chlorine for every 5,000 gallons of water.