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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Male carpenter bees actually don't have a stinger, but they will hover around areas as a defense mechanism to deter intruders. However, females can sting but are not typically aggressive and tend to only sting when threatened or provoked. They are less active at night, so you are less likely to encounter them because they tend to rest at night.

No, you should never vacuum or sweep up mouse or rat droppings, as doing so can release harmful particles into the air and increase your risk of disease exposure. Instead, wear gloves and a mask, spray the droppings with a disinfectant spray, let it soak for a few minutes, and then carefully wipe them up with paper towels. Afterward, disinfect the area thoroughly and immediately wash your hands when you’re done.

Groundhogs have a strong aversion to powerful scents, including garlic, ammonia, vinegar, hot peppers like cayenne, and predator urine. Various herbs such as rosemary, lavender, basil, mint, sage, thyme, and oregano can also act as deterrents. You can strategically use these odors around your property by planting these crops near your garden and by the entrances to groundhog burrows. Commercially available repellents offer another option, and for best results, scent-based deterrents should be used alongside other preventive measures.