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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Aphid infestations happen when aphid-attracting plants like mustard and nasturtium are present, there’s a lack of predators, or plants are weak. Avoid plants that aphids love, and consider increasing natural predators that keep aphids at bay. Birds, wasps, and ladybugs play roles in balancing out aphid infestations, so add pollinator plants and habitats to your yard that attract birds and other aphid predators.

Absolutely! Keeping up to date with regular flea treatments for pets, washing their bedding, and vacuuming regularly are all simple and inexpensive ways to help prevent a flea infestation from developing in the first place. 

Annual flea control treatments for your pet typically cost between $40 and $200. Talk to your vet about safe and effective options.

Keeping up with garden maintenance also helps make your yard less inviting for fleas. Mow your lawn regularly, don’t overwater, and avoid attracting rodents by carefully storing food waste, removing clutter, and sealing holes.

Most spiders are harmless and are more interested in finding and eating insects than trying to bite you or your family members. Certain spiders in your home may be advantageous if you have an issue with insects. Most spiders are non-venomous and have small mouths, so even if they did bite you, it wouldn’t be enough to cause any harm.

However, some species of spiders can cause harm if you are a victim of their spider bite, including the black widow and brown recluse varieties. Both species’ venom is poisonous, and you should seek medical help if bitten.