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No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

It is safe to remove old linoleum, but it may require the help of a specialist due to the risk of asbestos in the material. Before you cut into linoleum or try to peel it up, have it tested for asbestos. If it tests positive, professionals will need to remove it to prevent the risk of health issues from airborne toxic particles. If it’s asbestos-free, DIY removal is possible and safe.

While the EPA provides guidelines for homeowners to perform DIY lead paint removal, it is a risky process and generally not recommended due to serious health risks and strict regulatory requirements. The process requires precise safety precautions, such as wearing a respirator and protective eyeglasses, creating sealed exits, and using a HEPA vacuum for cleanup. To ensure the job is done safely, effectively, and in compliance with regulations, it is highly recommended to hire a professional lead abatement company. Certified professionals have the necessary training, experience, and specialized equipment (like chemical strippers and HEPA vacuums) to handle and dispose of hazardous materials safely.

Some companies offer hazardous waste removal, but additional fees and special handling procedures may be required.