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Lead Testing and Removal questions, answered by experts

Government regulations such as the EPA and OSHA govern lead removal procedures to ensure health and environmental safety during and after abatement.

No. Standard homeowners insurance does not cover any kind of lead remediation, focusing instead on sudden, unpreventable events like fires and theft. Many insurance companies will specifically exclude lead paint removal, since it tends to be an expensive and unavoidable project. The exception is if the lead surface is damaged during a covered event (like a flood) and homeowners insurance pays its replacement.

You do not have to remove lead paint if the surface is not chipping or peeling or if there are no pregnant people or children under the age of six who live in or regularly visit your home. Lead paint is a particular risk for young children whose brains and bodies are not fully developed. Experts strongly recommend that you call a pro to remove lead paint if it’s peeling or flaking, no matter who lives in the home. You can experience lead poisoning by breathing in or ingesting just a small amount of it.

If lead is detected in a property, steps should include arranging for professional removal or containment, notifying all occupants, and implementing interim safety measures to reduce exposure.

Costs depend on the number of samples, testing method, lab fees, and whether on-site inspections are required.

The Boyd, WI homeowners’ guide to lead testing and removal services

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