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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Roaches have a strong sense of smell and are repelled by a variety of potent aromas. Scents that can help deter them include citrus (such as lemon and orange), herbs like peppermint, mint, basil, thyme, and oregano, spices like bay leaves, cinnamon, clove, and garlic, as well as lavender, eucalyptus, citronella, tea tree oil, and vinegar.

You can use these scents in several ways to create an unwelcoming environment for roaches:

• Plants: Place mint or lavender plants in your home or garden.

• Powders and Leaves: Sprinkle garlic powder or place crushed bay leaves and citrus peels in high-risk areas like kitchens, bathrooms, and entry points.

• Sprays: Create a diluted solution with scents like lemon or vinegar to spray in your home. These can also be used in cleaning products or as room fresheners.

• Essential Oils: While essential oils of these scents can be used, be cautious as they can be toxic to pets if inhaled.

It is important to note that while these smells can help keep roaches away, they typically do not kill them and may not be enough to drive out an existing infestation entirely. For best results, combine these scent-based deterrents with regular cleaning. Be sure to clean up all food spills, crumbs, and dirty dishes promptly, and keep trash cans covered with a tight-fitting lid to remove potential food sources.

Due to the high temperatures used during heat treatments, many things must be removed from the area. The most vital things to ensure you remove are living things like pets and plants. To prevent damage to your belongings, you should also remove items such as electronics, flammable products, food, and anything else that the heat may damage.

Heat is the most effective instant killer of bed bugs. Exposing them to temperatures above 131 degrees Fahrenheit for over an hour can eliminate them. Methods like steam cleaners and using a dryer on high heat are effective for this. Other options that can kill bed bugs on contact include EPA-approved pesticides, bleach, disinfectant sprays with alcohol, diatomaceous earth, and hydrogen peroxide. While freezing can work, it is not an instant solution, as it can take several days at 0 degrees Fahrenheit to be effective. Keep in mind that many DIY treatments won't reach bed bugs hidden in cracks or behind walls. For severe infestations or the most effective results, it is best to hire a professional exterminator for a professional heat or chemical treatment.