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Home Building questions, answered by experts

A construction lien results from unpaid services. For instance, if a homeowner hires a contractor to do a large renovation on their home and then fails to pay for the services and materials, the contractor can take out a lien on the property. This lien is a legal claim against the property for the amount of money owed. If the homeowner does not pay their debt, the lien may stay on the title until the homeowner tries to sell and cannot do so until the title is cleared.

As long as you pull the appropriate permits to build your ADU, it will contribute to your property’s total livable square footage. This is even true for basement conversion ADUs despite the living area sitting below grade. Keep in mind that permanent improvements, especially those that add square footage, tend to increase your home value, which can affect your property taxes.

Some, but not all, home improvements are tax deductible or offer other tax benefits. For example, if you make green improvements to your home, such as installing a heat pump or solar panels, you may qualify for a tax credit. You may also deduct the cost of home improvements you make to improve the accessibility of your home or to allow yourself or another resident to age in place.

A custom home is one that you design from the ground up, allowing you to customize everything from the square footage to the interior layout to all of the materials used. A spec home is one that a builder has designed and gotten approvals for. Spec homes may give you some limited options for the layout and materials, but most of the build is pre-set. Custom homes cost more and take longer to build.

Modular homes can be a great investment, especially for those who find the prices of stick-built real estate too high. Modular homes are usually much more affordable because they’re mass-manufactured and then assembled on-site or delivered mostly assembled. If they’re installed properly and by professionals, they can last for between 50 and 100 years, potentially making them an outstanding investment.

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The Spokane, WA homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.