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Neglecting to clean your chimney can lead to serious safety hazards. A primary risk is the buildup of creosote, a highly flammable substance that can ignite and cause a dangerous chimney fire. This buildup can also create blockages in the flue, resulting in poor venting of smoke, soot, and toxic gases like carbon monoxide, which can then enter your home and create dangerously poor indoor air quality. Additionally, creosote is acidic and can damage the chimney's mortar and metal components over time, potentially allowing smoke to leak into your house. To prevent these issues, it is essential to schedule an annual chimney cleaning with a professional.

Call 911 immediately. If you have a fire extinguisher or fire blanket near the laundry room, you can attempt to extinguish the fire, but don’t open or touch the dryer. If you can’t put the fire out, evacuate yourself, your family, and your pets from the house, closing the laundry room door behind you. Turn off the electricity to your home via the outside fuse box, then wait for the fire department. After a dryer fire, have your home’s electrical system inspected to make sure there isn’t any damage.

Burning a single palm tree stump, if you’re careful, is technically doable DIY. However, you should always take precautions to control the fire and do research if you’re burning multiple types of trees. 

Some trees, such as ornamental trees, black cherry, and some oak trees, release toxins into the air when burned that can be irritating to your lungs (or even dangerous) to breathe in.

Hazard insurance is the part of your overall homeowner's insurance policy that covers the structure of your home and other structures on your property, as well as any personal property within those structures. When a lender requires you to get hazard insurance for your new home purchase, they’re referring to a standard homeowner’s insurance policy.