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Hurricane Shutters questions, answered by experts

In areas prone to hurricanes, not having hurricane shutters can make your home more of a risk to insure, leading to higher premiums. But by installing them, you can save about 8% to 10% on your insurance premium. Having hurricane shutters not only saves you on insurance but can also save you from costly window repairs after a storm. 

There are many ways to mitigate wind damage. Some of the most common methods include installing storm windows and doors and wind-rated garage doors. When you get a wind mitigation inspection, the inspector will also assess the condition and shape of your roof to see how well it will withstand strong winds.

The average shutter is designed to last 20 to 25 years. Proper maintenance for the type of shutters you have is essential for helping them reach their full potential.

The type of hurricane shutters you install will play a large role in the overall cost of the project. Some of the most common types of hurricane shutters include:

  • Accordion hurricane shutters: $15–$30 per square foot plus labor

  • Roll-down hurricane shutters: $25–$60 per square foot plus labor

  • Bahama shutters: $25–$35 per square foot plus labor

  • Colonial shutters: $25–$35 per square foot plus labor

  • Plywood: $2–$6 per square foot plus labor

  • Storm panels: $10–$20 per square foot plus labor

  • Fabric storm shutters: $5–$15 per square foot plus labor

Hurricane shutters can add value to your home by protecting windows from flying debris during a storm and possibly reducing your home insurance premiums, likely appealing to potential home buyers. The material also plays a role in the value of the hurricane shutters. For example, plywood hurricane shutters are a more temporary solution that likely will not impact home insurance costs even if it can save your windows and doors from damage. 

The Sharon, VT homeowners’ guide to hurricane shutter services

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