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Fireplaces questions, answered by experts

In addition to an annual inspection, regular maintenance will keep your gas fireplace in good condition. Keep the glass, logs, and other accessible parts free of dust and debris, check for broken logs or rocks, and look for any gaps or cracks in the glass or exterior. Also, be sure to test your carbon monoxide detector before you start using your fireplace for the season.

According to the National Fire Prevention Association (NFPA), the leading cause of house fires is cooking accidents, followed by fires started by heating equipment. Electrical issues are the third most common cause of house fires. The best way to keep your home protected is to use caution when cooking and never leave a stove or oven unattended while in use. You can also keep up with chimney cleaning and avoid using space heaters to reduce the risk.

If your chimney has been damaged by tornadoes, lightning strikes, storms, or a fire, then homeowner’s insurance will likely cover a chimney replacement. However, damage caused by high winds or earthquakes may not be covered, and insurance doesn’t usually cover replacements for old or worn chimneys.

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

If you don’t clean your chimney regularly, it can result in a build-up of creosote that can ignite and cause a chimney fire. In addition, creosote build-up can result in poor venting of smoke, soothes, and carbon monoxide, making the air quality indoors dangerously poor. Creosote is also acidic and can damage mortar and metal over time, allowing smoke to leak into your home.

The Regency, va homeowners’ guide to fireplace services

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