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As a general rule, HVAC air filters should be replaced every one to three months (or every 90 days). However, the ideal frequency depends on several factors, including the filter type and your home's environment. For instance, if you use thinner filters (1-2 inches deep), have pets, have household members with allergies, smoke indoors, or frequently keep windows open, you may need to change the filter as often as once a month. It's best to follow the manufacturer's recommendation as a guideline and visually inspect the filter monthly to see if it's dirty. Regular filter changes are crucial for maintaining proper airflow, good indoor air quality, and efficient HVAC system operation.

In-home air purifiers really do work. However, their value depends on what you're trying to achieve. Mechanical air filters other than those with true HEPA filtration aren't capable of removing bacteria and viruses from the air. However, many of them can reduce very fine particles, including pollen, a known allergen. On the other hand, UV light filters can remove harmful pathogens but can't remove particles.  

While an air conditioner can temporarily run with a dirty filter, it is not recommended as it will not work efficiently. A dirty filter forces the system to work harder to circulate cool air, leading to reduced airflow, increased wear and tear, and higher energy bills. This added strain can cause the air conditioner to overheat or fail prematurely. Furthermore, a clogged filter may allow dust and dirt to accumulate in your ductwork, negatively impacting air quality. It is more cost-effective to clean or replace filters regularly than to pay higher utility bills and risk needing to replace the entire AC unit.

Don’t run your AC with a wet filter. It can cause your AC to work too hard, which will run up your utility bill and cause extra wear and tear on the system. You could also spread moisture and mold throughout your house. Turn off the AC, remove the wet filter, and check for cracks or clogs. Fix the problem (with a pro’s help, if you need it), and put a dry filter in place before you turn the system back on.