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Fire Pit Installation questions, answered by experts

Home insurance prices depend on where you live and the individual insurance company's policies. Some insurers charge a flat fee for fireplaces or wood-burning stoves, which is often a few hundred dollars per year. Other insurers base this fee on a percentage of your annual premium. You may want to check your current or prospective policy before beginning this project.

Lightning can cause massive damage, fires, and openings for other threats like bugs or fungal diseases. Barring any large fires or explosions, it’s difficult to tell how much damage a lightning strike has done until after a thorough inspection. Contact local authorities immediately if lightning strikes a tree in your yard and it causes a fire or explosion.

You should only use water to put out a fire in your fireplace in an emergency situation. Even then, it is better to use a fire extinguisher to put out a fire quickly. Make sure every room in your house that has a fireplace also has a fire extinguisher—and that everyone in your household knows how to use one.

When a carbon monoxide alarm goes off, you should always take it seriously. Infrequent and occasional chirps often point to a low battery, a faulty device, or dust buildup (this usually affects smoke detectors and not standalone CO detectors). A continuous alarm signals an emergency, and you should immediately evacuate and call 911. When it comes to carbon monoxide in your home, it’s better safe than sorry.

Baking soda is an effective fire reduction method. However, flour and baking powder are very dangerous around flames. Flour is flammable and it can also conduct electricity. The combination can cause serious injury from electrical shock and worsen the situation by adding fuel to the fire. Baking powder is also not an option as it's also highly flammable. 

The Ferrum, VA homeowners’ guide to fire pit installation services

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