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A tree growing close to a house can cause problems, but cutting it down isn’t always the best solution. Trees planted close to your home could damage your foundation as their roots grow. In addition, they can drop large branches on your house, make it easier for critters and insects to access your home, and encourage mold growth. But if the tree has been there for a long time, it may not pose a risk to your foundation, and it could be more beneficial—not to mention cheaper—to strategically trim it instead. Your best bet is to consult an arborist for advice.

There are a few instances in which removing a tree is the best option. You might do this if the tree looks to be a major danger—potentially falling onto your home, your car, or other parts of your property—or it’s diseased beyond repair. A tree that is growing too close to your house might need to be removed to prevent mold growth.

Tree removal can be quite expensive, especially for larger projects, but you can use the following tips to help keep costs down:

• Do the yard cleanup afterward yourself

• Choose to leave the logs on your property and split them yourself

• Opt to leave the stump in the ground and tackle stump grinding yourself

• Pull permits for tree removal, if necessary, to avoid fines

• Pay to have multiple trees removed at once

• Remove tree in the late winter or early spring during off-season

If you have a strong back and a lot of patience, you can dig out a tree stump. You'll need to use a pointed shovel to dig out the soil around the stump, cutting away roots with a pair of clippers as you go. You’ve removed enough soil when you can access the taproot at the bottom of the root ball. After you cut that major artery with a saw or loppers, you should be able to roll the stump over and haul it away.