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Full Time Real Estate Expert serving buyers and sellers moving in and out of the area. Our areas of expertise are Spotsylvania, Fredericksburg, and Stafford.



Morris & Co. Realty, LLC

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Morris & Co. Realty, LLC

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23 years of experience

We are a full service real estate company specializing in residental, land, new builds, and commercial. We have over 80 combined years of experience. We work together as a team, so select Morris & Co. as your real estate brokerage and you get not only 1 agent working for you but 7.

We are a full service real estate company specializing in residental, land, new builds, and commercial. We have over 80 combined years of experience. We work together as a team, so select Morris & Co. as your real estate brokerage and you get not only 1 agent working for you but 7.


Avatar for Simmons & Associates Realty Inc

Simmons & Associates Realty Inc

5.00(
1
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Simmons & Associates Realty Inc

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

We are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, Simmons & Associates Realty Inc has the expertise and resources to help you achieve your real estate goals. As is often said, real estate is about location, location, location. Call us today!

We are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, Simmons & Associates Realty Inc has the expertise and resources to help you achieve your real estate goals. As is often said, real estate is about location, location, location. Call us today!




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Real Estate Agents questions, answered by experts

Gather details of recent improvements, property documents, and any previous appraisals or inspections.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

As long as the home inspection reveals no problems with the property’s structure, it shouldn’t be an issue buying an underpinned home. In fact, a properly underpinned property can be more stable than houses that have never had structural issues. However, you could face a higher insurance premium if the property has a history of structural problems. You should always request a structural engineer’s report before making a final decision.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

No, home improvement loan rates typically do not drop during certain times of the year. Interest rates go up and down based on economic conditions rather than on the time of the year. Some banks may offer slight rate discounts around the same holidays every year, but this is a marketing decision rather than a decision based on the time of the year. If you want to use a home improvement loan to fund your remodeling project, the best option is to shop around at different banks for the best rates.

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