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Full Time Real Estate Expert serving buyers and sellers moving in and out of the area. Our areas of expertise are Spotsylvania, Fredericksburg, and Stafford.



Morris & Co. Realty, LLC

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Morris & Co. Realty, LLC

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23 years of experience

We are a full service real estate company specializing in residental, land, new builds, and commercial. We have over 80 combined years of experience. We work together as a team, so select Morris & Co. as your real estate brokerage and you get not only 1 agent working for you but 7.

We are a full service real estate company specializing in residental, land, new builds, and commercial. We have over 80 combined years of experience. We work together as a team, so select Morris & Co. as your real estate brokerage and you get not only 1 agent working for you but 7.


Avatar for Simmons & Associates Realty Inc

Simmons & Associates Realty Inc

5.00(
1
)

Simmons & Associates Realty Inc

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

We are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, Simmons & Associates Realty Inc has the expertise and resources to help you achieve your real estate goals. As is often said, real estate is about location, location, location. Call us today!

We are focused on providing you with the best results and service in the industry. We listen carefully to understand your real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, Simmons & Associates Realty Inc has the expertise and resources to help you achieve your real estate goals. As is often said, real estate is about location, location, location. Call us today!




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Real Estate Agents questions, answered by experts

It’s often a good idea to take care of any health and safety repairs before an appraisal to make sure the mortgage can move to underwriting without having to pay for another appraisal. Replace any broken glass, fix uneven or sloping floors, ensure all steps have appropriate handrails, and have a professional get rid of mold, asbestos, and lead paint. Beyond these repairs, you can update appliances or fixtures and focus on aesthetic improvements like new paint to add the most value before scheduling an appraisal.

From the underwriter to the home inspector, the team working to help you buy a house is there to make sure it is a sound financial decision and that the house is worth what you're paying for it. 

A sale can fall through when a mortgage lender discovers the cost of the home plus closing costs is too high for your current financial status. Another potential issue is that an inspector or appraiser can find issues with the home that halt the sale if the offer is far higher than what it's worth.

Whether or not new windows increase property taxes depends on where you live and by how much your upgrade increases your home’s value. Smaller projects likely won’t result in increased property taxes, but it’s always a good idea to err on the side of caution and check. Contact your local county appraisal department for the most accurate information about property taxes in your area. 

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

Appraisals are not mandatory but are helpful for pricing accuracy and negotiation purposes.

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