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Jerry Stubbs Construction, Inc.
New to Angi
Find a Custom Home Builder

Serving Greenhaven, UT and surrounding areas

In business since 1990

Free estimates

Jerry Stubbs Construction, Inc. is the premier professional custom home building company offering a wide variety of residential and commercial services to our clients in the State of Utah. We are known to pay exquisite attention to detail while making your satisfaction our number one priority. \n \nPlease call us today to schedule your appointment with Utah's true professionals at work for you!

Custom Home Builders questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

In most cases, you should get an architect before you hire a builder. An architect will be the one to draw up formal plans for your project, including guidelines and even material lists for your builder to follow during construction. Many architects can even help you find builders, choose one for your project, and negotiate prices. Some are also willing to act as project managers throughout the process, working closely with a builder from start to finish.

Craftsman-style homes are predominantly found in the Western United States, specifically in Southern California, where the style originated. Since the climate was mild and there was access to plenty of natural resources, Southern California became a hub for this style at its inception. That being said, if you consult with an architect near you, you can have a Craftsman-style home anywhere.

A green home is one that focuses on conservation, with the goal often being net-zero carbon emissions and self-sustainability. It will often include some kind of self-generation equipment, like solar panels or a small wind turbine, high-efficiency electrical components and mechanicals, and high-quality insulation and air sealing to reduce the loss of conditioned air. Many green homes also include xeriscaping or rainwater collection to cut down on drainage and water consumption.

The Greenhaven, UT homeowners’ guide to custom home building

From average costs to expert advice, get all the answers you need to get your job done.