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It takes anywhere from three to seven years for a stump to decompose on its own. This timeframe can depend on the kind of tree and your climate. The lower to the ground the stump is, the faster it rots. If you kill a tree stump with salt, boiling water, herbicide, light deprivation, or burning, the tree stump decomposes faster. 

Unfortunately, palm tree stumps are one of the most difficult types to remove due to how their roots grow. Unlike other trees, palm tree roots grow horizontally and vertically. Palm tree roots grow as deep as three feet into the ground, although soil and growing conditions could mean they go as far as 50 inches into the earth. 

If you want to be able to repurpose the grass in the area where you removed a stump later, you’ll have to dig quite deep—and perhaps wide—to trim away all the roots.

In most cases, leaving tree roots underground is not a problem if the stump has been removed or ground below the soil. However, some larger roots may decompose, leaving dents in your soil. Additionally, some aggressive trees, including willows, oaks, elms, maples, and poplars may grow back from roots. Large aggressive trees with established root systems are more likely to grow back.

The best way is to start controlling tree height long before it grows too large, via careful pruning through the years. But that’s not always possible. If a tree has become too high or too large, use selective pruning to remove the most troublesome branches, one by one, without topping the tree. Gently shaping a tree like this can, over time, correct problems. You can also find growth inhibitors to spray on a tree to stop it from growing too rapidly, but use these sparingly if at all.