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If you see mold spores on walls, flooring, or ceilings, it’s best to call in a mold inspection pro to investigate. Similarly, if you smell signs of mold—musty, earthy, rotting wood, or stale scents—it’s time to call a mold inspection professional. 

Other less-obvious times when you should have your home inspected for mold include:

• After flooding

• After home water damage

• Having ceiling or wall damage

• Buying or selling a home

• After a persistent unexplained cough or allergy symptoms 

• Noticing discolored surfaces

Mold inspections are worth it because they can catch troublesome mold problems early before they get out of hand. It's worth it to address mold problems as soon as possible because mold can be hazardous to your health and cause damage to your home and its belongings. Mold testing and inspections are the best way to know if you have a mold issue in your house.

Toxic mold doesn't have a specific color; instead, toxicity depends on the type of mold and the mycotoxins it produces. Stachybotrys chartarum (also known as black mold) is notorious for its potential toxicity. However, not all molds appearing black are Stachybotrys chartarum. Mold species that appear in various colors, such as green, gray, brown, or black, can also produce mycotoxins. Therefore, it's essential to focus on identifying the type of mold through professional testing rather than relying solely on color to determine its toxicity.

Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.