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Below-ground shelters are the best in terms of durability, but there is a risk of flooding and obstruction. Modern technology and rigorous construction requirements make above-ground shelters a better option for accessibility, safety, and, usually, your budget. They may not have the same aesthetic appeal, but many of their features make above-ground shelters a better option. 

Yes, it is possible to over-dehumidify a house by removing too much moisture from the air. This can create an overly dry environment that negatively affects those with respiratory or skin issues, and may cause your skin, hair, and sinuses to feel dry. However, this is unlikely to happen with most modern dehumidifiers, as they are equipped with moisture sensors and adjustable settings. These features allow the unit to pause automatically when the desired humidity level is reached, preventing the air from becoming uncomfortably dry. In contrast, older or more basic dehumidifiers left running for too long could potentially over-dry the air. To avoid this, aim for a balance between removing excess moisture and maintaining a comfortable environment. You can often monitor your home's humidity levels using a modern thermostat for guidance.

Mold and other fungi love moisture, so the best way to prevent mold growth after water damage is to remove as much moisture as possible. First, find the source of the water or moisture, such as a leak or clogged gutters, and correct the problem. Next, remove standing water, vacuum up puddles with a shop vacuum, and run blower fans and dehumidifiers for 24 to 72 hours. Once you've removed all traces of moisture, disinfect the area using either vinegar or bleach to kill any remaining mold spores.

You should plan on waiting at least a year and ideally two to three years after construction before finishing your basement. This will give the foundation time to settle in response to the weight of your home and the expansion of the surrounding soil. You can then repair your foundation and seal any cracks as needed before finishing it to reduce your risk of future leaks or other issues.