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Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
1
)

Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020


Avatar for Shelie Bravo-Williams- Realtor

Shelie Bravo-Williams- Realtor

5.00(
8
)

Shelie Bravo-Williams- Realtor

5.00(
8
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.



Avatar for McKenzie Caddell-Sheppard, Progressive Properties

McKenzie Caddell-Sheppard, Progressive Properties

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McKenzie Caddell-Sheppard, Progressive Properties

No reviews yet
9 years of experience

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!


Avatar for Keller Williams Realty-Megan Johnson

Keller Williams Realty-Megan Johnson

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Keller Williams Realty-Megan Johnson

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12 years of experience

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!


CreditGuard of America

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CreditGuard of America

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12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Avatar for Cross Roads Real Estate Services

Cross Roads Real Estate Services

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Cross Roads Real Estate Services

No reviews yet
10 years of experience

Founded: Lubbock, TX - 2015 Mission: •To provide the most efficient and cost effective real estate services as possible, while maintaining the highest level of customer service in the industry. Vision: •We are a successful, independent Real Estate agency striving for excellence and focusing on advancement through effective communication, education, and technology.

Founded: Lubbock, TX - 2015 Mission: •To provide the most efficient and cost effective real estate services as possible, while maintaining the highest level of customer service in the industry. Vision: •We are a successful, independent Real Estate agency striving for excellence and focusing on advancement through effective communication, education, and technology.



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Real Estate Agents questions, answered by experts

Wainscoting isn’t a design element that can be directly tied to an increased house price. Despite that, it is a highly marketable element that can generate significant interest from potential buyers who enjoy the style, and is relatively inexpensive to remove for those who don’t. If you are on the fence about paneling, just know that it certainly wouldn’t result in depreciation of your home’s value—usually the opposite. 

Insurance companies weigh the amount of potential liabilities on your property to increase (or decrease) the cost of your home insurance. They will use several factors to decide if there are more chances for peril or injury to take place at your home. These factors include your location (whether you live in an area with high risk for natural disasters), the age and condition of your home, and whether you have any “attractive nuisances”—features that both increase the aesthetic of your home and potential for injury—like a pool or treehouse. 

Several government-backed lending programs can help first-time home buyers purchase a home with little money down. FHA, USDA, and VA loans are options for qualifying borrowers, though many conventional mortgage lenders will lower down payment rates to as low as 3 percent.

Increases livable area and enhances aesthetic, often boosting property appeal.

Termite damage isn’t always a deal breaker when buying a house, but don’t dismiss it. If that’s the case, you should hire a professional termite inspection to understand the extent of the damage, type of termite, state of repairs, and whether the infestation is gone.

If the termites are gone and the current owners repaired the damage, you might want to proceed. You may even be able to use the damage as a bargaining point. However, don’t forget that home insurance policies often don’t cover termite treatment or repairs and active infestations are tricky to shift.

The Hale Center, TX homeowners’ guide to real estate services

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