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Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
1
)

Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020


Avatar for Nate Tauferner, Realtor

Nate Tauferner, Realtor

No reviews yet

Nate Tauferner, Realtor

No reviews yet

First, second, or tenth home, it's a new road every time. Plenty of buyers & sellers end up in a bad spot because of agents who could care less and are unqualified. Don't let that be you. Nate will guide, educate, and preserve your interests at every step (even after closing). Save yourself from stress and make it as easy as possible.

First, second, or tenth home, it's a new road every time. Plenty of buyers & sellers end up in a bad spot because of agents who could care less and are unqualified. Don't let that be you. Nate will guide, educate, and preserve your interests at every step (even after closing). Save yourself from stress and make it as easy as possible.


Marci Munoz, Realtor Exit Realty of Lubbock 2405 W Loop 289 Lubbock,Texas 79407 (806)523-7092 [email protected]


Avatar for Shelie Bravo-Williams- Realtor

Shelie Bravo-Williams- Realtor

5.00(
8
)

Shelie Bravo-Williams- Realtor

5.00(
8
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.



Avatar for McKenzie Caddell-Sheppard, Progressive Properties

McKenzie Caddell-Sheppard, Progressive Properties

No reviews yet

McKenzie Caddell-Sheppard, Progressive Properties

No reviews yet
9 years of experience

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!


Avatar for Keller Williams Realty-Megan Johnson

Keller Williams Realty-Megan Johnson

No reviews yet

Keller Williams Realty-Megan Johnson

No reviews yet
12 years of experience

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!


CreditGuard of America

No reviews yet

CreditGuard of America

No reviews yet
12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



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Real Estate Agents questions, answered by experts

Foundation cracks won’t always affect your appraised value. All foundations crack due to normal settlement, so hairline cracks that aren’t leaking or uneven from side to side are unlikely to have an impact on your appraisal. Structural cracks, on the other hand, often lead to a reduced appraised value, especially if the underlying problem will cause the issue to worsen over time.

Ideally, you’d never pay more than the appraised value for a home, but there are some instances where it makes sense to do so. For example, if your current living arrangements are no longer viable and you need a place to move into quickly, paying more than the appraised value might be in your best interest to secure a new home. Additionally, if you’re buying in a hot market, overpaying for the home might be necessary to overcome the competition.

It depends on the location of the home and, more particularly, the region’s climate. For example, a Florida homeowner can rest assured they won’t lose money at resale if their home doesn’t have a fireplace. However, buyers in Minnesota or other northern states known for frigid winters might offer a lower price if the home doesn’t come equipped with another way to stay warm.

Having a garage installed certainly adds to the value of your home. The consideration is not whether it adds value, but for many, they want to know if adding a garage yields a return on their investment or ROI. While garages can add anywhere from 5% to 20% of the total value of your property, that doesn’t mean that they return 5% to 20% of the money invested in building them. Most homeowners build garages for a purpose but know that you can recover your investment when you sell or refinance.   

The main purpose of a home inspection is to assess the overall condition of a home. It looks at major systems, like electrical and plumbing, and considers the long-term safety of the home. In contrast, a home appraisal sets out to estimate a home’s fair market value, often for lending purposes. At about $350, a home appraisal costs about the same as an average home inspection.

The Shallowater, TX homeowners’ guide to real estate services

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