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Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
1
)

Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020


Marci Munoz, Realtor Exit Realty of Lubbock 2405 W Loop 289 Lubbock,Texas 79407 (806)523-7092 [email protected]


Avatar for Shelie Bravo-Williams- Realtor

Shelie Bravo-Williams- Realtor

5.00(
8
)

Shelie Bravo-Williams- Realtor

5.00(
8
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.



Avatar for McKenzie Caddell-Sheppard, Progressive Properties

McKenzie Caddell-Sheppard, Progressive Properties

No reviews yet

McKenzie Caddell-Sheppard, Progressive Properties

No reviews yet
9 years of experience

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!


Avatar for Keller Williams Realty-Megan Johnson

Keller Williams Realty-Megan Johnson

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Keller Williams Realty-Megan Johnson

No reviews yet
12 years of experience

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!


CreditGuard of America

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CreditGuard of America

No reviews yet
12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.



Avatar for Cross Roads Real Estate Services

Cross Roads Real Estate Services

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Cross Roads Real Estate Services

No reviews yet
10 years of experience

Founded: Lubbock, TX - 2015 Mission: •To provide the most efficient and cost effective real estate services as possible, while maintaining the highest level of customer service in the industry. Vision: •We are a successful, independent Real Estate agency striving for excellence and focusing on advancement through effective communication, education, and technology.

Founded: Lubbock, TX - 2015 Mission: •To provide the most efficient and cost effective real estate services as possible, while maintaining the highest level of customer service in the industry. Vision: •We are a successful, independent Real Estate agency striving for excellence and focusing on advancement through effective communication, education, and technology.


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Real Estate Agents questions, answered by experts

A comprehensive smart home system can be really attractive to buyers and increase the value of your property. Components such as a smart security system, smart lawn and garden systems, and smart appliances can all drive up the value of your property.

Some appraisers hold a Member of the Appraisal Institute designation. This accolade is the highest credential property appraisers can earn. An MAI appraisal is typically used for commercial properties.

While your lender will likely recommend an appraiser, you can also hire a professional home appraiser on your own. Choose someone who is experienced in your type of residential property, and ensure they hold all of the necessary credentials that your state or region requires.

If you’re selling a home and the appraisal comes in lower than an offer, you’re effectively getting more for your home than it’s worth. If you’re a buyer, it means you may be overpaying. Some buyers may try to reduce their offer amount to match the appraisal, but if they signed an agreement already at the offer price and the agreement didn’t make the sale contingent on the appraised value, there’s often no option to negotiate. Keep in mind that a low appraisal may push your loan-to-value ratio too high, meaning a lender may not give you a mortgage.

If you’re in the market, you might think twice before buying a home with a cesspool on the property. You’ll need to factor in the costs of either maintaining the cesspool (such as with aeration, pumping, and cleaning) or dismantling the system and replacing it with a septic tank or sewage line connection. It might still be a good idea to buy that home, but you’ll need to decide for yourself if the costs and hassle are worth it.

To get the highest appraisal value possible for your home, make any necessary repairs and updates prior to the appraisal. Some examples of tasks include updating landscaping to boost curb appeal, renovate older areas of the home, and consider staging your home. Keep in mind that some aspects of the appraisal are out of your control, such as comparable properties nearby.

The Abernathy, TX homeowners’ guide to real estate services

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