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Avatar for Housing Made Easy by Terra

Housing Made Easy by Terra

5.00(
1
)

Housing Made Easy by Terra

5.00(
1
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020

I specialize in making housing easy! From first time buyers, secondary housing, investments, and upgrades (trade-ins), I cover it all. I work directly with over 10 lenders so no matter your situation I have a program for you. From starter homes to affordable luxury, I have a house for every budget. I pride myself in using full disclosure pricing, no surprises and no gimmicks! I don't just tell you what is included, I also tell you what is not. This ensures a smooth process for all parties. I service the entire state of Texas and offer free consultations & pre-approvals. My goal is to help as many people that I can into a home while getting a great deal on the house itself and the financing. Let me get you your "yes", today!

"She was very pleasant. Dressed professionally. She definitely knows her homes. Full of information! A great help. Thank you Terra!"

Michelle G on November 2020


Avatar for Shelie Bravo-Williams- Realtor

Shelie Bravo-Williams- Realtor

5.00(
8
)

Shelie Bravo-Williams- Realtor

5.00(
8
)
Customers say: Quick response
Recommended by 100% of Angi customers
Recommended by 100% of HomeAdvisor customers

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.

Shelie Williams, Realtor- Real Estate Consultant makes it her business to know today's real estate market. Whether your looking to buy, sell or invest in real estate, you won't find a more caring agent who can guide you through the entire process. As a Full Time, Faith Based Realtor with years of experience rest assured your best interest are her priority.



Avatar for McKenzie Caddell-Sheppard, Progressive Properties

McKenzie Caddell-Sheppard, Progressive Properties

No reviews yet

McKenzie Caddell-Sheppard, Progressive Properties

No reviews yet
9 years of experience

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!

I specialize in helping with buying or selling real estate in the Lubbock area. Short Sale, For Sale by Owner, Traditional Sales- No task is to big or too small! I am here to help make your Real Estate Dreams, a Reality!


Avatar for Keller Williams Realty-Megan Johnson

Keller Williams Realty-Megan Johnson

No reviews yet

Keller Williams Realty-Megan Johnson

No reviews yet
12 years of experience

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!

I have been in the real estate business since June of 2008 and absolutely LOVE it. Helping people with one of the most important decisions they will ever make is one of my passions. I was born and raised in Lubbock so I know the area well and love West Texas and it's people. I specializes in listing and selling homes and helping buyers find a home or investment property. I would love to help you get started on your next real estate journey!


CreditGuard of America

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CreditGuard of America

No reviews yet
12 years of experience

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.

AMERICA’S MOST TRUSTED SOURCE FOR DEBT AND CREDIT SOLUTIONS. CreditGuard of America, Inc. is an independent, nonprofit credit counseling agency that is committed to providing innovative solutions for simple to complicated debt and credit issues. CreditGuard provides credit counseling and debt management along with free financial education to consumers throughout the United States, using state-of-the-art technology and superior customer service.




Avatar for Cross Roads Real Estate Services

Cross Roads Real Estate Services

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Cross Roads Real Estate Services

No reviews yet
10 years of experience

Founded: Lubbock, TX - 2015 Mission: •To provide the most efficient and cost effective real estate services as possible, while maintaining the highest level of customer service in the industry. Vision: •We are a successful, independent Real Estate agency striving for excellence and focusing on advancement through effective communication, education, and technology.

Founded: Lubbock, TX - 2015 Mission: •To provide the most efficient and cost effective real estate services as possible, while maintaining the highest level of customer service in the industry. Vision: •We are a successful, independent Real Estate agency striving for excellence and focusing on advancement through effective communication, education, and technology.


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Real Estate Agents questions, answered by experts

Unless the buyer or seller makes the offer or offer acceptance contingent on the appraisal results, the sale will move forward unaffected if the appraisal comes back lower than the offer. This essentially means the buyer is paying more than what the home is worth, but without that contingency, both parties are locked into the deal. Some buyers may try to negotiate the purchase price down to the appraisal value, but this may not be possible if there wasn’t an appraisal contingency in the offer agreement.

In many cases, window tinting will boost your home value. If you’re selling your home, especially in a warmer climate, buyers are very likely to see immense value in window tinting, which improves the home’s energy efficiency and helps make the living space more comfortable. Buyers may also recognize the privacy and security improvements offered by window tinting, which could lead to them paying more for your home.

For homeowners who love the charm and character of historic homes, renovating is well worth the invested cost. Keep in mind, though, that historic homes often need more extensive work than you might think at first, so be sure you know exactly what needs to be done so you can decide for yourself if the time, money, and effort are worth it for you.

Avoid using a home equity loan for non-essential or short-term expenses like vacations, luxury purchases, or temporary financial fixes. It’s best to reserve home equity loans for long-term investments, such as home improvements, that can add value to your property or financial position.

Yes, it could be worth buying and remodeling an old house. You can potentially purchase an older house for a lower price than a newer house. With less of an upfront investment, you can devote more of your budget to the remodeling work. If you’re thinking of remodeling an old house and then reselling it—called house flipping—focus on projects that deliver the best ROI for home improvements.

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