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Hiring an arborist or tree surgeon is usually more expensive than a standard tree company, but it is often worth the investment. Arborists have education and certifications that standard companies typically lack, leading to a more professional, expert-level service. Their expertise is particularly valuable for diseased or infested trees, as they can ensure safer removal and help prevent the issue from spreading. Additionally, arborists may be necessary for work near power lines, as uncertified companies are often not permitted to service these trees. If your goal is to preserve the health of your trees, an arborist is the best choice. Their services, such as stump grinding, are also performed with greater expertise to ensure a safe depth that won't cause your lawn to collapse over time.

Tree experts don’t advise against digging through tree roots, but instead encourage caution and consultation with a local arborist to make sure you don’t damage the tree’s structure or interrupt its water or nutrient intake. An arborist can recommend specific practices when digging and help prune the roots or dig a trench for utilities with a tool that can remove soil without touching the tree’s roots.

Depending on the severity of the damage, a tree might continue healing for years after a split or a break. Saplings can usually bounce back in the spring in one or two seasons, but larger trees might take a few years to regain their former strength. If your tree is showing strong growth and is not dropping limbs, you can consider it healed after the first two seasons.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.