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Top-Rated Property appraisers in Piney Flats - Updated Nov 2026

Holt Appraisal Group
New to Angi
Appraisal - Real Estate

Serving Piney Flats, TN and surrounding areas

In business since 2000

Free estimates

Credit card accepted

As licensed appraisers, we posses the extensive education and competence to generate the type of reliable real estate value options that banks and major lending institutions require for mortgages. And with years of experience under our belt, we're more than ready to help our clients with a variety of property types. \n \nHow do we save time and keep our costs affordable without cutting quality? Our reply is simple: Technology. Of course, it's been our experience that in practically any business, service is the number one reason a client comes, goes and repeats or refers their friends. You'll be extended the utmost courtesy in all aspects of working and communicating with Holt Appraisal Group. Our goal is simply an unsurpassed experience for our clients. Let us prove to you the difference. \n \nCall Us Today!!!

Response time2 days
Property Appraiser FAQs, answered by experts

Yes, the age of your home can impact its value. However, age is just one of many factors that will have an effect. An older home may be perceived as needing more work and maintenance, but if you’ve kept up with repairs or done any renovations, this will increase its value. Buyers will also consider the size of the house, location, and how nearby homes are priced. Lastly, value also depends on whether it’s a buyer or seller’s market.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

While there’s technically no limit to the dollar amount you can borrow for a home addition, the standard limit is around 80% of the value the addition is expected to add to your home. That means you could feasibly borrow up to $80,000 if an appraiser determines that the addition or bump out will add $100,000 in value to your property. You might also be limited by your debt-to-income ratio or credit score.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

The entire appraisal process takes from seven to 10 days. This timeline accounts for the many steps of the appraisal process, including the post-inspection report completed by the appraiser.

Home appraisal services include the following tasks:

  • Inspect home interior and exterior

  • Evaluate materials, features, fixtures, and renovations

  • Review comparable properties

  • Write an appraisal report

The Piney Flats, TN homeowners’ guide to property appraisals

From average costs to expert advice, get all the answers you need to get your job done.