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Holt Appraisal Group
New to Angi

Serving Gray, TN and surrounding areas

In business since 2000

Free estimates

Credit card accepted

As licensed appraisers, we posses the extensive education and competence to generate the type of reliable real estate value options that banks and major lending institutions require for mortgages. And with years of experience under our belt, we're more than ready to help our clients with a variety of property types. \n\nHow do we save time and keep our costs affordable without cutting quality? Our reply is simple: Technology. Of course, it's been our experience that in practically any business, service is the number one reason a client comes, goes and repeats or refers their friends. You'll be extended the utmost courtesy in all aspects of working and communicating with Holt Appraisal Group. Our goal is simply an unsurpassed experience for our clients. Let us prove to you the difference. \n\nCall Us Today!!!

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Property Appraiser questions, answered by experts

They provide objective, third-party valuation, guiding fair sales or purchase prices.

Around 1-2 weeks, including inspection and reporting time for an official evaluation.

The purpose of the home appraisal determines which party pays for it. You’re generally responsible for the cost if you need to know the current value of your home to refinance your mortgage, though in some instances the lender will pay for it. The buyer pays for the appraisal when they are applying for their mortgage.

Basement bedrooms can count toward your room count and the square footage of your home on an appraisal if they’re fully legal, which means they have proper ventilation and points of egress, as defined by your local building code. Simply partitioning off a space for a bedroom in an otherwise unfinished basement that isn’t a legal living space won’t affect your appraisal value.

An FHA appraisal is valid for 180 days from the effective date of the report. In some cases, you can have the appraisal recertified if you make your request before the original expires so that you still may obtain an FHA loan. If approved, your appraisal update is valid for one year.

The Gray, TN homeowners’ guide to property appraisals

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