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The life span of fiberglass insulation can be as long as 80 to 100 years, but because of changing building codes, it’s best to get your insulation checked every 10 to 15 years. Signs of degrading fiberglass insulation include bits of batts on the floor or batts detached from frames. Having optimal, healthy insulation in your home will improve its energy efficiency, lowering your monthly bills.

Hanging a thick blanket over your windows will help to keep the heat inside, but only a little. Covering the glass will also prevent the sunlight from getting in, which might actually decrease the efficiency of your window overall. If you get to the point where you’re hanging blankets over your window to keep warm, call in an expert to seal around your windows to prevent warm air from escaping. They may also recommend replacing old windows that aren’t as insulative as newer window technology. Sealing a window isn’t terribly expensive and can make a big difference.

If you need to insulate behind finished walls, the best option will likely be to have an insulation professional install blown-in insulation. The installation requires small holes cut in your wall, after which the installer can blow loose-fill insulation into the void. After the installation, you’ll have minor drywall patching, which shouldn’t cost more than $100. Compared to ripping down the existing drywall, using a different type of insulation, and replacing and finishing the drywall, this should save you hundreds or even thousands, depending on the size of the room you’re insulating.

The best R-value for home insulation depends on where you live and where you’re installing the insulation. Your climate zone plays the biggest role in determining the correct R-value, so be sure to know which zone you live in when determining the R-value you need.