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Chimney Repair questions, answered by experts

There are two main issues with metal roofs: the up-front cost and how noisy they can be when it rains. Metal roofs cost close to twice as much as asphalt roofs per square foot, and although you also get more than double the lifespan and more value from them, the initial cost is higher. Metal roofs can also create noise in your living space when it rains, so some homeowners install acoustic panels or insulation under them to reduce noisiness.

Regular cleaning, promptly repairing minor issues, ensuring proper drainage, and using rust-resistant coatings help prevent recurring damage.

Whether you should repair or replace your roof boils down to the scope of the damage. If you need to replace more than 20% or 30% of your roof, then it’s probably a good idea to just replace the entire roof, as leaving older sections up can leave parts of your roof open to more issues. By replacing your roof, you can have peace of mind that no pesky leaks are sneaking into your home.

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

Metal roofs are more resistant to hail than other types of roof materials; however, hail can still damage a metal roof. The extent of the damage depends on the size of the hail and the severity of the hail storm. The type of damage a metal roof can get from hail includes dents, scratches, loose fasteners, leaks, and cracked paint.

The Wilmot, SD homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.