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The primary downside to crawl space encapsulation is the high cost, which can be several thousand dollars. Additionally, the process can make future repairs more complicated by limiting access to plumbing and electrical wiring within the crawl space. Encapsulation also requires sealing off any vents, which can be a disadvantage for home designs that benefit from the airflow they provide. It's recommended to consult with a crawl space contractor to determine if the benefits outweigh these potential drawbacks for your specific home.

The most flood-resistant materials you can count on in a flood scenario are concrete, closed-cell insulation, foam insulation (also known as expandable foam), pressure-treated wood, marine-grade plywood, and ceramic tile. When a material is flood-resistant, it can withstand direct contact with floodwater for at least 72 hours without being significantly damaged.

Below-ground shelters are the best in terms of durability, but there is a risk of flooding and obstruction. Modern technology and rigorous construction requirements make above-ground shelters a better option for accessibility, safety, and, usually, your budget. They may not have the same aesthetic appeal, but many of their features make above-ground shelters a better option. 

You should always hire a structural engineer or a professional and licensed foundation repair company for crawl space repair. These professionals will often be able to treat the symptoms of the issue as well as the underlying problem so that you don’t have ongoing damage. They’ll also often take preventative measures to stop the issue from recurring in the future.